Take it away

Windblowers, Nottingham's woodwind, brass and sheet music specialist are proud to announce that they are now a registered participant of the Art Councils Take it away scheme.

Take it away is an Arts Council initiative designed to help more people get involved in learning and playing music. The scheme allows individuals to apply for a loan of up to £2,000 for the purchase of any kind of musical instrument, and pay it back in nine monthly instalments, completely interest free.

The Art Council's priorities are:

• To encourage children and young people to develop their interests and skills in music making
• To inspire new players between 18-25 to begin learning an instrument
• The scheme has been extended to include anyone buying an instrument for a person under the age of 18
• To enable those on lower incomes to acquire an instrument appropriate to their needs

Representative 0% APR

Offer subject to status. Terms and conditions apply. Applicants must be 18-25 years old or buying for a person under the age of 18. Windblowers is a licensed broker of Take it away loans.

Registered address: 75-77 Derby Road, Nottingham, NG1 5BA. Tel: 0115 941 0543; Fax: 0115 947 4433; Web: www.windblowers.com.

Windblowers is acting as a credit broker offering finance products from Omni Capital Retail Finance Limited. Windblowers is authorised and regulated by the Financial Conduct Authority, registration number 734850. Credit is subject to status. Omni Capital Retail Finance Limited is registered in England and Wales, Reg. Number 7232938, registered address: 10 Norwich Street, London, England, EC4A 1BD. Authorised and regulated by the Financial Conduct Authority, Firm Reference Number: 720279.

What can I buy?

You can use Take it away to finance the purchase of any kind of musical instrument, whether new or reconditioned, from a recorder to a tuba, piccolo to bassoon. You can also include accessories such as music stands and mouthpieces as part of your loan.

How do I Take it away?

First, visit WINDBLOWERS and find an instrument that you want to buy. If you don't know what you're looking for, staff in the store will be able to give you help and advice in selecting the right instrument for your needs.

Once you've made your decision, you can apply for a Take it away loan to finance your purchase. You will need to bring a credit or debit card with you in order to pay the 10% deposit. The application process takes approximately 20 minutes and, if approved, you can take your purchase away with you there and then.

To apply for a loan you need to be:

• EITHER an individual over 18 buying an instrument for a child under the age of 18 OR an individual aged 18-25 using the scheme in your own right
• A permanent UK resident
• Hold a bank or building society account capable of handling direct debit payments
• Work at least 16 hours a week

How much can I borrow?

Loans are available up to £2,000, or as little as £100. The loan amount can be a part-payment towards an item that costs more than £2,000, or you can buy several lower value items with a combined value of up to £2,000 or more.

You will need to pay a minimum 10% of the loan amount at the point of sale. The rest is then paid back over nine months in equal installments. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.